What's Important To You?

At Loans Blvd, your priorities come first. Whether you're buying your first home, refinancing, or building from the ground up, we’re here to help with clear advice and tailored solutions.

Use the sections below to find the information most relevant to you — and if you don’t see what you need, just ask!

How Much Can I Borrow?

Understanding your borrowing power is the first step in your homebuying journey. We'll help you determine how much you can borrow based on your unique financial situation and guide you through the process to ensure you get the best possible terms.

Each bank and lender has its own policies and criteria for approving loans. With our extensive network of lenders, we identify the ones that best align with your unique situation and financial goals. We will find the best match for you depending on your employment type or income structure.

We take the time to understand your complete financial picture, including any unique aspects that might affect your borrowing capacity.

We tailor mortgage solutions to fit your needs, ensuring you get the best possible terms and rates.

Refinancing Your Mortgage

Refinancing your mortgage can be a strategic move to improve your financial situation. Whether you're looking to reduce your monthly payments, access equity in your property, or consolidate debts, Loans Blvd is here to help you understand your options and make the best choice for your needs.

Reasons to consider refinancing:

Reduce Monthly Payments: Lower your interest rate and free up cash flow.
Access Equity: Use increased property value for home improvements or other expenses.
Consolidate Debts: Simplify finances by merging high-interest debts into your mortgage.
Obtain Better Loan Features: Switch loan types or add beneficial features like offset accounts.

Buying Your First Home

Buying your first home is an exciting milestone but can feel overwhelming. We simplify the process—from understanding loan options to navigating paperwork—so you can focus on finding the perfect home.

You’ll get help with:

Government grants and incentives
Deposit requirements
Understanding upfront costs (stamp duty, legal fees, lender’s mortgage insurance)
Choosing the right loan type
Understanding pre-approval vs. final approval
What to expect at settlement

No question is too small—we’re here to support you every step of the way.

Building Your Dream Home

Building a home involves many steps and decisions. We guide you through the complexities of construction loans to ensure a smooth process from foundation to finish.

Common questions we address:

How do construction loan payments work? (Draw down stages explained)
Do I have to pay the full loan upfront? (Interest-only payments during construction)
What if construction costs more than expected? (Contingency planning and buffers)

At Loans Blvd, we're here to answer all your questions and guide you through every step of the home building and financing process. Contact us today to learn more and get started on building your dream home.

Got Something Different?

Every client’s situation is unique. If your needs don’t fit the common scenarios listed here, please reach out. We have access to a wide range of lenders and solutions and will work hard to find the right fit for you.